Your 8th Pay Commission salary,
calculated in seconds.
Instantly project your revised basic pay, HRA, DA, income tax and monthly take-home under any fitment factor — for central & state government employees and pensioners.
- Live 7th → 8th CPC comparison
- Central + State employees & pensioners
- FY 2025-26 New Tax Regime, § 87A rebate
- Custom fitment factor, HRA X/Y/Z, NPS, cess
Calculator
Result
| Salary Figure | Monthly | % |
|---|---|---|
| 7th CPC Gross Salary | ₹88,645 | — |
| 7th CPC Net In-Hand Salary | ₹81,685 | — |
| 8th CPC Gross Salary | ₹1,70,520 | +92.4% |
| 8th CPC Net In-Hand Salary | ₹1,40,845 | +72.4% |
Estimated hike: ₹81,875 (+92.4%)
1. 7th CPC (Current)
2. 8th CPC (Projected)
3. Income Tax — FY 2025-26 (New Regime)
| Slab | In-slab | Rate | Tax |
|---|---|---|---|
| ₹0 – ₹4,00,000 | ₹4,00,000 | 0% | ₹0 |
| ₹4,00,001 – ₹8,00,000 | ₹4,00,000 | 5% | ₹20,000 |
| ₹8,00,001 – ₹12,00,000 | ₹4,00,000 | 10% | ₹40,000 |
| ₹12,00,001 – ₹16,00,000 | ₹4,00,000 | 15% | ₹60,000 |
| ₹16,00,001 – ₹20,00,000 | ₹3,71,240 | 20% | ₹74,248 |
4. Final Monthly Result
Estimates only. Actual figures depend on final 8th CPC recommendations.
8th Pay Commission salary hike explained
The 8th Central Pay Commission (8th CPC) will revise the basic pay, allowances and pension of approximately 50 lakh Central Government employees and 65 lakh pensioners from 1 January 2026. Following the tradition of previous commissions, state governments, autonomous bodies and Union Territories typically adopt the same recommendations with a short lag. This calculator uses the official 7th CPC Pay Matrix and the FY 2025-26 New Tax Regime slabs to project your revised in-hand salary the moment the commission's fitment factor is announced.
What is the fitment factor?
The fitment factor is the single number the government multiplies your existing 7th CPC basic pay by to arrive at your new 8th CPC basic pay. Existing Dearness Allowance is absorbed into the revised basic — so DA restarts from 0% on implementation day.
- 1.92 — conservative estimate anchored to DA neutralisation formulas used by NCJCM.
- 2.08 – 2.28 — mid-range projections used by most independent analysts.
- 2.57 — the same fitment factor granted by the 7th CPC.
- 2.86 — the fitment factor formally demanded by the Staff Side of the National Council (JCM).
- 3.00 – 3.68 — optimistic scenarios floated in some employee federations.
7th CPC Pay Matrix — Levels 1 to 18
Every Central Government post sits on one of 18 pay levels in the 7th CPC Pay Matrix. Level 1 (MTS, Peon) starts at ₹18,000, Level 6 (Inspector, Sub-Inspector) starts at ₹35,400, Level 10 (Group A entry / Assistant Commandant) starts at ₹56,100 and Level 18 (Cabinet Secretary) is a fixed ₹2,50,000. Select your level and index in the calculator above to load your exact current basic pay from the official matrix — no manual data entry needed.
Who this calculator is for
- Central Government employees — civilian and defence, all cadres, Levels 1 to 18.
- State Government employees — with configurable DA lag versus Central DA.
- Central and State Government pensioners — pension is auto-set to 50% of revised basic; DR moves with DA.
- Family pensioners and PSU staff whose scales are linked to CPC pay bands.
Income tax on your revised 8th CPC salary (FY 2025-26)
We use the latest New Tax Regime slabs — nil up to ₹4,00,000, 5% up to ₹8,00,000, 10% up to ₹12,00,000, 15% up to ₹16,00,000, 20% up to ₹20,00,000, 25% up to ₹24,00,000 and 30% above. A standard deduction of ₹75,000 is applied for both salaried employees and pensioners, and the Section 87A rebate of up to ₹60,000 zeroes out tax when taxable income is ₹12,00,000 or less. 4% Health & Education Cess is added to the final tax figure.
Frequently asked questions
＋What is the 8th Pay Commission and when will it be implemented?
The 8th Central Pay Commission (8th CPC) is the panel expected to revise pay, allowances and pension for around 50 lakh Central Government employees and 65 lakh pensioners. The Union Cabinet approved its formation in January 2025 and its recommendations are expected to be implemented with effect from 1 January 2026, following the 10-year cycle of previous commissions.
＋What is the expected fitment factor in the 8th CPC?
The fitment factor is the multiplier applied to your existing 7th CPC basic pay to arrive at the revised 8th CPC basic pay. Employee federations have demanded a fitment factor of 2.86, while most independent analysts project a realistic range of 1.92 to 2.57. Our calculator lets you test every probable value (1.92, 2.08, 2.28, 2.57, 2.86, 3.00, 3.68) or enter a custom multiplier.
＋How is 8th CPC basic pay calculated from 7th CPC basic pay?
Revised basic pay = existing 7th CPC basic pay × fitment factor, rounded to the next ₹100. Existing Dearness Allowance is absorbed into the new basic pay, so DA resets to 0% on the day the 8th CPC is implemented.
＋Will pensioners also get the 8th Pay Commission hike?
Yes. Pension is revised to 50% of the new (8th CPC) basic pay. Dearness Relief for pensioners moves in lockstep with DA for serving employees. HRA, Transport Allowance and NPS deductions do not apply to pensioners.
＋Do state government employees get the 8th CPC?
Most state governments adopt Central Pay Commission recommendations with a lag of a few months to a few years, sometimes with minor modifications. Our calculator supports state employees and lets you set your state's DA lag to project your revised salary accurately.
＋How is income tax calculated on the revised 8th CPC salary?
We apply the New Tax Regime slabs for FY 2025-26: nil up to ₹4L, 5% up to ₹8L, 10% up to ₹12L, 15% up to ₹16L, 20% up to ₹20L, 25% up to ₹24L and 30% above. A standard deduction of ₹75,000 and a Section 87A rebate of up to ₹60,000 (for taxable income up to ₹12,00,000) are applied automatically, plus 4% Health & Education Cess.
＋Is this 8th Pay Commission calculator free?
Yes. The calculator is 100% free, needs no sign-up, works offline once loaded and runs entirely inside your browser — none of your salary data ever leaves your device.